Online Mortgage Fact Find Form

 

 

  
Think of Mortgages

 

If you have already found a property or are considering a remortgage, now should be the time for you to complete your mortgage application.  In order to begin your application, please complete the following form and a mortgage adviser will be in contact to offer our full advice and recommendation service and get the ball rolling.  Once we have your details, we will be able to search access to a comprehensive range of providers to find the most suitable mortgage deal for you and don’t forget that we have access to exclusive rates too!

If you have seen a specific rate on thinkofmortgages.com please provide details below. One of our advisors will then be able to review your circumstances as confirmed in the application form below and advise if this rate is suitable for you.

Lender
Rate
Type of rate

 

Application type

Will the property be let

 

Section One – Personal Details

Applicant 1 Applicant 2
Title
If other, please state
Name as shown on passport
First name
Middle names
Surname
Date of Birth
Sex
Home telephone number
Work telephone number
Mobile telephone number
Email address
Marital status
Previous title (if applicable)
If other, please state (if applicable)
Previous forename (if applicable)
Previous surname (if applicable)
Date above changed if applicable i.e. date of marriage etc
Nationality
Mother’s maiden name
Number of dependants
Smoker
First time buyer

 

Section Two – Residential History

Applicant 1 Applicant 2
   Current address  
1st Line Address
2nd Line Address
3rd Line Address
Town or City
County
Post Code
Date moved in
Residency status
If other, please state
On electoral role
  Previous address if less than three years at current address
1st Line Address
2nd Line Address
3rd line Address
Town or City
County
Post code
Date moved in
Residency status
If other, please state

†If less than three years residential history supplied, please provide previous address details in additional information box at the bottom of the form

Section Three – Employment Details

Applicant 1 Applicant 2
Current Employment status

PLEASE NOTE:

Employed individuals to go to Section Three – Part 1

Self Employed - Sole Traders/ Directors/ Partners with 20% or more shareholding in your company go to Section Three – Part 2

Section Three – Part 3 to be completed by those with additional income e.g. supplementary jobs, pension, investment income etc


Section Three – Part 1- Employed individuals and Directors/Partners with less than 20% shareholding

 Applicant 1 Applicant 2
Contract Type
On probation
If yes to the above, end date of probation
If temporary or fixed, End date of contract
If temporary or fixed, Is contract being renewed
If temporary or fixed, Has contract already been renewed
If yes to the above, how many times has it been renewed
Hours of work
Occupation/Job title
Name of employer
Address of employer (including postcode)
Nature of employer’s business
Date started employment
National Insurance number
Annual gross basic salary (before tax)
Annual gross regular overtime (before tax)
Annual gross bonus (before tax)
Annual gross commission
(before tax)
Annual gross car allowance
(before tax)
Annual gross ‘other’ allowances i.e. management (before tax)
Net monthly income (from the above job)
Anticipated retirement age

Previous employment details if less than three years with current employer
Job title
Name of employer
Address of old employer (including postcode)
Nature of employer’s business
Date started employment
Date left employment

†If less than three years employment history supplied, please provide previous employment details in additional information box at the bottom of the form

Section Three – Part 2 - Self Employed - Sole Traders/ Directors/ Partners with 20% or more shareholding in your company

Applicant 1 Applicant 2
Company name
Address of company
Nature of business
On what basis do you trade?
Date business started
% of business owned (shareholding)
National Insurance number

 

 Income details (most recent figures first)
Year 1
Year 1
Date
Annual turnover
Annual net profit
Salary
Dividends
Year 2
 Year 2
Date
Annual turnover
Annual net profit
Salary
Dividends
Year 3
 Year 3
Date
Annual turnover
Annual net profit
Salary
Dividends
Company Accountants name
Accountants telephone number
Anticipated retirement age

†If less than three years employment history supplied, please provide previous employment details in additional information box at the bottom of the form

Section Three – Part 3 - The following to be completed only if you have two or more jobs

Applicant 1 Applicant 2
Job title
Name of employer
Address of employer (including postcode)
Nature of employer’s business
Date started employment
Annual gross basic salary (before tax)
Annual gross regular overtime (before tax)
Annual gross bonus (before tax)
Annual gross commission
(before tax)
Annual gross car allowance
(before tax)
Annual gross ‘other’ allowances i.e. management (before tax)
Net monthly income from above job

The following to be completed only if you receive income from other sources

Applicant 1 Applicant 2
Please confirm gross annual amount for any other regular income received i.e. pension, rental income, investment income, Child benefit, tax credits, etc.
Source of ‘other’ income

Section Four – Current Residence

Please note if property is jointly owned/rented you need only complete the first column

If owned

Applicant 1 Applicant 2
Current property
If mortgaged, confirm the following
Name of lender
Current balance outstanding
Monthly payment
Property to be sold prior to or upon completion of new mortgage
If no and the property is to be let, please confirm anticipated rental income per calendar month

If renting

Applicant 1 Applicant 2
Monthly rental payment

Section Five – Financial Outgoings

 Applicant 1 Applicant 2
Number of mortgages you have (if you more than 2, then please supply other Lender Information in additonal box in Section Ten)
Lender 1
Monthly payment
Balance outstanding
To be repaid prior to or upon completion of new mortgage
Lender 2
Monthly payment
Balance outstanding
To be repaid prior to or upon completion of new mortgage
 
Applicant 1 Applicant 2
Number of loans you have (if you more than 2, then please supply other Lender Information in additonal box in Section Ten)
Lender 1
Monthly payment
Balance outstanding
Secured/Unsecured
Expiry date
To be repaid prior to or upon completion of new mortgage
Lender 2
Monthly payment
Balance outstanding
Secured/Unsecured
Expiry date
To be repaid prior to or upon completion of new mortgage
 
Applicant 1 Applicant 2
Number of credit/store cards you have you have with balances outstanding (if you more than 2, then please supply other Lender Information in additonal box in Section Ten)
Lender 1
Monthly payment
Balance outstanding
To be repaid prior to or upon completion of new mortgage
Lender 2
Monthly payment
Balance outstanding
To be repaid prior to or upon completion of new mortgage
   
Applicant 1 Applicant 2
Other regular payments
Please specify origin
 
Applicant 1 Applicant 2
Average spend per month on regular household bills
(e.g. council tax, gas, electricity, water & telephone)
Average spend per month on food and clothing
Average spend per month on other essential outgoings
(e.g. insurance, pension (if not deducted through your salary), childcare/education, car/travel expenses)
Average spend per month on other expenditure i.e. mobile phone, entertainment etc
Child maintenance payments per month? If applicable, provide amount and date due to end

Section Six – Credit History

Applicant 1 Applicant 2
Ever had a County Court Judgement (CCJ) or any other Court Order for non payment of a debt made against you?
Ever been in arrears with mortgage, loan, credit card or rent agreement?
Ever been refused a mortgage or credit?
Ever been declared bankrupt?
Ever entered into any arrangement with creditors?
Ever been party to a mortgage where the property has been taken into possession on either a voluntary or enforced basis?

If answered yes to any of the above, please provide details in the additional information box at the end of the form

Section Seven – Property & Mortgage loan details

Sub section A – About the Property

Full address of property to be mortgaged (if different from current)
1st Line Address
2nd Line Address
3rd Line Address
Town or City
County
Post Code
Purchase price (or Value if remortgaging)
Type of property
Description of property
Tenure of property
Number of bedrooms
Is property of standard construction i.e. brick and tile
If no, please provide details
Commercial premises in the near vicinity i.e. shops etc?
If yes, please provide details
Year property was built (approx figure sufficient)
Is property ex-local authority?
Is property wholly for your own or your dependants private residential use?
Will this property be your main residence?
Will at least 40% of the property be used for residential purposes?
If no, what will property be used for?
With the exception of those to be named on the mortgage, will anyone aged 17 or over be living at the property?
If yes, please provide their full name

The next set of questions are only applicable to Flats and Maisonettes

Number of storeys in block
Number of flats in block
Floor number of flat
Is the property
Serviced by a lift?

The next set of questions are only applicable if the property is a new build or less than 10 years old

Name of the builders who built or are building the property
Are these builders registered with NHBC or Zurich New Build Scheme?
If no, name of chartered Architects or chartered Surveyor who supervised or are supervising build
If property is a new build, please confirm if there are any discounts or incentives being offered as part of the package
If yes, please provide details

Sub section B – About your new mortgage

Mortgage amount required
Mortgage term required
Deposit/Equity
Source of deposit (i.e. personal savings, inheritance, sale of present home, gift etc) if applicable
If remortgaging, are you capital raising i.e. borrowing more than the amount required to pay off your existing mortgage
If yes, please confirm amount
What will additional funds be used for
If other, please state
Repayment method required
If split, please confirm amount for each method
 Repayment
Interest only
Repayment vehicle you will use to repay the interest only element
If other, please provide details

Section Eight – Valuation

Type of report you require
Name of the person the valuer should contact to arrange the valuation
Contact number for the above person

Section Nine – Solicitor or Licensed Conveyancer Details

Name of the firm for your solicitor or licensed conveyancer
Address
Name of solicitor dealing with your case
Telephone number

Section Ten – Any additional information to process your application or further information as requested in this form?

When would you like us to contact you? (Opening hours Monday – Friday 9am – 6pm, Saturday 10am – 2pm)

 
 

By clicking on send I/we expressly consent to be being contacted without prior notice or arrangement by using the contact details I/we have provided on the form and further consent that such contact may be in relation to (a) my/our mortgage arrangements and/or (b) other products and services.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE