Online AIP Form

 

 

  
Think of Mortgages

 

If you are considering looking for a property (or have just started looking) then an agreement in principle should be top on your list of things to obtain.  With an agreement in principle (AIP) you will be ahead of many others in the market place looking for a home.  Seller’s generally are more likely to accept an offer from those who have already had a credit search carried out and know their borrowing potential as opposed to those who have not.  In order to obtain an AIP, please complete the following form and a mortgage adviser will be in contact to discuss your needs in more detail.

If you have seen a specific rate on thinkofmortgages.com please provide details below. One of our advisors will then be able to review your circumstances as confirmed in the agreement in principle form below and advise if this rate is suitable for you.

Lender
Rate
Type of rate

 

Application type
Will the property be let

 

Section One – Personal Details

Applicant 1 Applicant 2
Title
If other, please state
Name as shown on passport
First name
Middle names
Surname
Date of Birth
Sex
Home telephone number
Work telephone number
Mobile telephone number
Email address
Marital status
Previous title (if applicable)
If other, please state (if applicable)
Previous forename (if applicable)
Previous surname (if applicable)
Date above changed if applicable i.e. date of marriage etc
Nationality
Number of dependants
Smoker
First time buyer

 

Section Two – Residential History

Applicant 1 Applicant 2
   Current address  
1st Line Address
2nd Line Address
3rd Line Address
Town or City
County
Post Code
Date moved in
Residency status
If other, please state
On electoral role
  Previous address if less than three years at current address
1st Line Address
2nd Line Address
3rd line Address
Town or City
County
Post code
Date moved in
Residency status
If other, please state

†If less than three years residential history supplied, please provide previous address details in additional information box at the bottom of the form

 

Section Three – Employment Details

Applicant 1 Applicant 2
Current Employment status

PLEASE NOTE:

Employed individuals to go to Section Three – Part 1

Self Employed - Sole Traders/ Directors/ Partners with 20% or more shareholding in your company go to Section Three – Part 2

Section Three – Part 3 to be completed by those with additional income e.g. supplementary jobs, pension, investment income etc

Section Three – Part 1 - Employed individuals and Directors/Partners with less than 20% shareholding

 Applicant 1 Applicant 2
Contract Type
On probation
If yes to the above, end date of probation
If temporary or fixed, End date of contract
If temporary or fixed, Is contract being renewed
If temporary or fixed, Has contract already been renewed
If yes to the above, how many times has it been renewed
Hours of work
Occupation/Job title
Name of employer
Date started employment
Annual gross basic salary (before tax)
Annual gross regular overtime (before tax)
Annual gross bonus (before tax)
Annual gross commission
(before tax)
Annual gross car allowance
(before tax)
Annual gross ‘other’ allowances i.e. management (before tax)
Net monthly income (from the above job)
Anticipated retirement age

 

Section Three – Part 2 - Self employed – sole traders or Directors/Partners with 20% or more shareholding in the company you work for

Applicant 1 Applicant 2
Company name
On what basis do you trade?
Date business started
% of business owned (shareholding)

 

 Income details (most recent figures first)
Year 1
Year 1
Date
Annual turnover
Annual net profit
Salary
Dividends
Year 2
 Year 2
Date
Annual turnover
Annual net profit
Salary
Dividends
  Year 3
 Year 3
Date
Annual turnover
Annual net profit
Salary
Dividends
Company Accountants name
Accountants telephone number
Anticipated retirement age

 

Section Three – Part 3 - the following to be completed only if you have two or more jobs

Applicant 1 Applicant 2
Job title
Name of employer
Date started employment
Annual gross basic salary (before tax)
Annual gross regular overtime (before tax)
Annual gross bonus (before tax)
Annual gross commission
(before tax)
Annual gross car allowance
(before tax)
Annual gross ‘other’ allowances i.e. management (before tax)
Net monthly income from above job

 

The following to be completed only if you receive income from other sources

Applicant 1 Applicant 2
Please confirm gross annual amount for any other regular income received i.e. pension, rental income, investment income, Child benefit, tax credits, etc.
Source of ‘other’ income

 

Section Four – Financial Outgoings

 Applicant 1 Applicant 2
Number of mortgages you have (if you more than 2, then please supply other Lender Information in additonal box in Section Eight)
Lender 1
Monthly payment
Balance outstanding
To be repaid prior to or upon completion of new mortgage
Lender 2
Monthly payment
Balance outstanding
To be repaid prior to or upon completion of new mortgage
 
Applicant 1 Applicant 2
Number of loans you have (if you more than 2, then please supply other Lender Information in additonal box in Section Eight)
Lender 1
Monthly payment
Balance outstanding
Secured/Unsecured
Expiry date
To be repaid prior to or upon completion of new mortgage
Lender 2
Monthly payment
Balance outstanding
Secured/Unsecured
Expiry date
To be repaid prior to or upon completion of new mortgage
 
Applicant 1 Applicant 2
Number of credit/store cards you have you have with balances outstanding (if you more than 2, then please supply other Lender Information in additonal box in Section Eight)
Lender 1
Monthly payment
Balance outstanding
To be repaid prior to or upon completion of new mortgage
Lender 2
Monthly payment
Balance outstanding
To be repaid prior to or upon completion of new mortgage
   
Applicant 1 Applicant 2
Other regular payments
Please specify origin

 

Section Five – Credit History

Applicant 1 Applicant 2
Ever had a County Court Judgement (CCJ) or any other Court Order for non payment of a debt made against you?
Ever been in arrears with mortgage, loan, credit card or rent agreement?
Ever been refused a mortgage or credit?
Ever been declared bankrupt?
Ever entered into any arrangement with creditors?
Ever been party to a mortgage where the property has been taken into possession on either a voluntary or enforced basis?

If answered yes to any of the above, please provide details in the additional information box at the end of the form

 

Section Six – Mortgage loan details

Purchase price (or Value if remortgaging)
Mortgage amount required
Mortgage term required
Deposit/Equity
Source of deposit (if applicable)
If other, please state

 

Section Seven – Repayment Details

Repayment method required
If split, please confirm amount for each method
 Repayment
Interest only

 

Section Eight – Any additional information to process your application or further information as requested in this form?

When would you like us to contact you? (Opening hours Monday – Friday 9am – 6pm, Saturday 10am – 2pm)

 
 

By clicking on send I/we expressly consent to be being contacted without prior notice or arrangement by using the contact details I/we have provided on the form and further consent that such contact may be in relation to (a) my/our mortgage arrangements and/or (b) other products and services.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE